Planning Ahead with Confidence

Unexpected events—injuries, job transitions, or family emergencies—can happen at any time. Creating a financial safety net ensures you and your loved ones are protected, no matter what comes your way.

1. Update Your Insurance
   Review your life, health, and disability insurance annually. Make sure your family has the right coverage and that beneficiaries are up to date.
2. Establish a Will or Trust
   Having legal documents in place eliminates confusion during difficult times. Many departments offer access to legal or estate planning resources—take advantage of them.
3. Plan for Education and Retirement
   If you have kids, consider opening a 529 college savings plan. For yourself, review your department’s retirement options and consider supplementing with additional savings.

Financial preparedness is an act of service—to your family, your peace of mind, and your future self.